NOW FINANCING FOR U.S. & CANADIAN CITIZENS – RESIDENTIAL HOMES IN COSTA RICA
Dreaming of owning a home in Costa Rica? Now it’s easier than ever!
We’re excited to announce exclusive mortgage financing options for U.S. & Canadians citizens, funded in U.S. dollars and serviced directly in the United States.
Why Choose Our Financing Programs?
- Loans in USD – simple, secure, and conveni
- 30-Year Amortizations – flexible, long-term repayment options.
- No Life Insurance Required – reducing your costs.
- No Pre-Payment Penalties – pay off early with no extra fees.
Current Program Options
- 30-Year Fixed Rate – stability and peace of mind.
- 5/6 Adjustable Rate* – fixed for the first 5 years, adjusts every 6 months.
- 7/6 Adjustable Rate – fixed for the first 7 years, adjusts every 6 months.
Competitive Terms
Up to 75% Loan-to-Value (LTV) on purchases and cash-out refinances.
Low Costs:
Origination Fee: 2.5% of loan amount
Underwriting Fee: $1,895
Third-Party Costs: Appraisal, Legal, Government
Make Your Costa Rica Dream a Reality
Whether you’re looking for a vacation retreat, retirement property, or investment opportunity, our financing programs make it simple to own property in one of the most desirable destinations in the world.
Contact us today to learn more and get started with your financing application!
For added security, transparency, and peace of mind during the purchase process, Tropical Realty Costa Rica recommends and works alongside leading escrow service providers and real estate transaction specialists, including:


